• 1
    Eligiblity Assessment
  • 2
    Financial Qualification
  • 3
    Collect Details
  • 4
    Submit Application

New Purchase Loan Application

The calculator on this application form is used to estimate what your loan instalment would be when purchasing either a new property or an existing property. The calculator also gives an indication of all the fees associated with the purchase of a home.

Some hints around using this application form and calculator:

  • Gross household income refers to the income from each applicant on the home loan, added together.
  • If you have sold another property before buying your new property, the profit you have made can be used as a deposit.
  • It is important to decide, before using the calculator, who is going to be an applicant on the home loan and to have their information, such as income, on hand.
    • If you are married in community of property, both spouses must be applicants on the home loan.
    • If you are married by traditional rites, then the law considers you married in community of property and both spouses will have to be applicants on the home loan. Should you wish to have only one spouse as an applicant on the loan, where marriage is by traditional rites, then the spouse who does not wish to be an applicant must give a letter of consent.
  • If you need the income of your partner/spouse or a family member living with you to make the loan affordable, then they must also be an applicant on the loan.
  • You cannot use someone’s income to show that you can afford the loan repayment if that person is not going to be an applicant on the home loan application.

How many applicants do you want to apply with?

please answer all questions to begin your application

tell us about your loan requirements

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qualification result

Home Purchase Price
Home Loan Amount
Available Deposit
Interest Rate
Loan Term
Loan to Value
Payment to Income
Monthly Costs
Loan Repayment
Service Fee
Total
Once-off Fees
Bond Registration Fees
SAHL Initiation Fee
Transfer Duty and Attorney Fees
Total Once-off Fees
  Current Pricing: Potential Discounts:
Home Purchase Price
Home Loan Amount
Available Deposit
Interest Rate
Loan Term
Monthly Costs
Loan Repayment
Service Fee
Total
Once-off Fees
Bond Registration Fees
SAHL Initiation Fee
Transfer Duty and Attorney Fees
Total Once-off Fees
Total Interest Paid Over Term
In order to qualify for this discount you need to:
You qualify for additional discounts, click here to

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application summary

Loan Requirements

Purchase Price
Deposit
Loan Term
Click the submit button below when you are ready to submit your application.

Applicants

You qualify for the following:

Home Loan Amount
Interest Rate
Loan Term
Monthly Costs
Loan Repayment
Service Fee
Total

You will be liable for the following additional costs:

Initial Costs
Registration Fee
Initiation Fee
Transfer Costs
Total